When you journey outside your wellness insurance plan policy regular provider network, your insurer may not pay your hospital bills, except for emergency care. Before you journey overseas, check with your wellness insurance plan policy to make sure you understand the rules in your policy. In some cases, especially if you plan to journey for an longer timeframe to study or work, you may want to buy additional protection.
What you should know about international journey and wellness insurance
Medicare doesn’t protect healthcare charges you incur outside the U.S. Other wellness insurance providers also may exclude or severely limit protection for therapy you receive outside the U.S. You may want to buy additional wellness insurance plan policy to protect yourself while you are journeying.
If you are journeying overseas for a few months, such as for a holiday, insurance providers provide reasonably priced guidelines. Insurers may sometimes link this protection to your purchase of other types of protection simultaneously — such as trip-cancellation insurance plan that includes wellness protection. Vacation plans also typically protect only short-term journey — such as two weeks. If you think you might stay outside the country for any time frame, be sure to specify any long-term protection needs.
travel insurance
Under California state law, these specialized guidelines are not classified as full-fledged wellness insurance plan policy. Insurers may legally refuse to protect some pre-existing healthcare conditions. Lastly, unlike most insurance plan you buy in California state, some of these guidelines may include a deductible that applies to each claim.
Companies that provide wellness insurance plan policy to international travelers
The following organizations provide wellness insurance plan policy to People in america journeying overseas and to families of People in america who live overseas and want to visit the U.S.
What you should know about international journey and wellness insurance
Medicare doesn’t protect healthcare charges you incur outside the U.S. Other wellness insurance providers also may exclude or severely limit protection for therapy you receive outside the U.S. You may want to buy additional wellness insurance plan policy to protect yourself while you are journeying.
If you are journeying overseas for a few months, such as for a holiday, insurance providers provide reasonably priced guidelines. Insurers may sometimes link this protection to your purchase of other types of protection simultaneously — such as trip-cancellation insurance plan that includes wellness protection. Vacation plans also typically protect only short-term journey — such as two weeks. If you think you might stay outside the country for any time frame, be sure to specify any long-term protection needs.
travel insurance
Companies that provide wellness insurance plan policy to international travelers
The following organizations provide wellness insurance plan policy to People in america journeying overseas and to families of People in america who live overseas and want to visit the U.S.
- Access America: 1-800-284-8300
- Champion Insurance: 1-800-643-4675
- Peterson’s of L.A.: 1-800-345-8816
- Travelex: 1-800-228-9792
- Travel Assistance International: 1-800-821-2828
- Travel Guard International: 1-800-782-5151
- Wallach & Company: 1-800-237-6615