What is Long-Term Care?
Long-term proper care insurance can protect healthcare and/or non-medical support services used during a prolonged illness, disability or loss of mental capacity.
This proper care may consist of support with activities of everyday living such as bathing, dressing, eating, toileting, transferring or continence. It may also consist of shopping, laundry, meal preparation, managing medications, transportation, or various types of healthcare therapies.
Where is Long-Term Care provided?
Long-term proper care can be offered in a variety of configurations including one’s own
home, adult or group houses, assisted living facilities, assisted living facilities and continuing proper care retirement or other community configurations.
Who pays for Long-Term Care?
Individuals generally pay for long-term proper care services out of pocket, unless they qualify for low-income support through Medicaid or have insurance to protect the proper care they require. The monthly costs for long-term proper care range from a few $ 100 for chore support to thousands of dollars for skilled medical proper care. (Medicare does NOT pay for long-term care).
Long-term proper care insurance can protect healthcare and/or non-medical support services used during a prolonged illness, disability or loss of mental capacity.
This proper care may consist of support with activities of everyday living such as bathing, dressing, eating, toileting, transferring or continence. It may also consist of shopping, laundry, meal preparation, managing medications, transportation, or various types of healthcare therapies.
Where is Long-Term Care provided?Long-term proper care can be offered in a variety of configurations including one’s own
home, adult or group houses, assisted living facilities, assisted living facilities and continuing proper care retirement or other community configurations.
Who pays for Long-Term Care?
Individuals generally pay for long-term proper care services out of pocket, unless they qualify for low-income support through Medicaid or have insurance to protect the proper care they require. The monthly costs for long-term proper care range from a few $ 100 for chore support to thousands of dollars for skilled medical proper care. (Medicare does NOT pay for long-term care).