Monday 15 June 2015

What Is Health Insurance?

Of the many existing insurance policy services , wellness insurance policy coverage is one of the plan products that are also in high demand as insurance policy for the family and child education insurance policy or pension funds .

health insurance Each insurance policy provider definitely say that the wellness insurance policy coverage product is the best and number 1 in Indonesia or even world . live how we respond intelligently and carefully which one will we choose to be useful later for many family members in general and for our children .

Before choosing which insurance policy is right for us would be helpful to know what the heck it is wellness insurance policy coverage . Health insurance policy is a wellness funding program that operates in accordance with the idea of threat . In the wellness insurance policy coverage
program , the chance of illness is jointly covered by the members to pay rates that run insurance provider ( the key of mutual assistance ) .

PRINCIPLE ? INSURANCE HEALTH

Health insurance policy is a wellness funding program that operates in accordance with the idea of threat .
Transferring threat from one individual to a group .
Dividing the amount of loss along with a fair proportion by all members of the group through the insurance provider .
ELEMENTS OF HEALTH INSURANCE

  • 1 . Insured ( Patient ) .
  • 2 . Insurance providers ( Insurance Company )
  • 3 . Health Care Giver ( KDP ) .


TYPES ? INSURANCE HEALTH


  • Social Health Insurance ( Public Health Insurance )
  • Commercial Health Insurance ( Private Non-reflex Health Insurance )
  • PRINCIPLES OF SOCIAL HEALTH INSURANCE
  • Participation is compulsory .
  • Premiums / fees depending on percentage of income / salary .
  • Premiums / efforts are shared by work / corporate and labor .
  • Participants / employees and their loved ones acquire wellness insurance policy coverage .
  • Participants / employees to acquire settlement for pain .
  • The role of big government .
  • PRINCIPLES ? HEALTH INSURANCE COMMERCIAL
  • Participation is voluntary .
  • Premiums / efforts depending on absolute numbers , in accordance with the agreement / agreement .
  • Participants / employees and their loved ones acquire settlement for wellness care costs under the agreement / agreement ( not comprehensive ) .
  • Government's role is relatively small .
  • Once we know what it is about wellness insurance policy coverage in the form of insurance policy , then we can decide which one will we choose what insurers like Prudential , eg BNI or other wellness insurance policy coverage services .